Good credit isn't required for a LendUp Loan, and our cash advances have no credit check hard pull. While we do use an internal approval process and can't approve every applicant, we don't base our cash loan approvals solely on traditional credit scores. We routinely work with individuals who have faced credit challenges recently or in the past, and we may be able to provide a credit product that helps you get back on track.

If you’re falling short on your bills and just trying to make it paycheck to paycheck, a payday loan may be exactly what you’re looking for. A payday loan is a small principal, short-term loan that typically is paid back around the time of your next pay day. With Speedy Cash, we make receiving money when you need it a breeze with our fast application process, quick lending decision, and the opportunity to get your cash upon approval. Whether you apply online, in-store, or over the phone, we promise you’ll receive the same easy, fast and friendly service. Hit apply now to stay on top of your monthly expenses.
*You must be 18 years or older, a Florida resident, and you cannot have any outstanding cash advances with Amscot or any other provider. Some restrictions apply. Getting started online by clicking the Get Started Now button does not constitute an online application, to apply you must come into an Amscot branch location. If your check is dishonored a return check fee and non-sufficient funds fees may apply. As a member of CFSA, Amscot abides by the Fair Debt Collection Practices Act, as applicable, to collect past due accounts. Non-payment does not affect your credit score. Amscot does not offer automatic renewals. APR 271.14% to 365.00%. APR example provided is representative range based on a fourteen (14) day hold period with one payment. Amscot is licensed by the Office of Financial Regulation pursuant to Florida law governing Money Service Businesses. CUSTOMER NOTICE: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

An "installment loan" is a broad, general term that refers to the overwhelming majority of both personal and commercial loans extended to borrowers. Installment loans include any type of loan that is repaid with regularly scheduled payments, or installments. Each payment on an installment debt includes repayment of a portion of the principal amount borrowed and also the payment of interest on the debt. The main variables that determine the amount of each regularly scheduled loan payment include the amount of the loan, the interest rate charged to the borrower, and the length or term of the loan.


But before you dive in to take the loan, it is important that you take your time to do a sufficient research. Basically, you will be in a better position if you know exactly what you are getting yourself into. The idea here is to get informed about the pitfalls in the lending industry that is here to serve the individuals who are left out of the traditional financial institutions.
Good credit isn't required for a LendUp Loan, and our cash advances have no credit check hard pull. While we do use an internal approval process and can't approve every applicant, we don't base our cash loan approvals solely on traditional credit scores. We routinely work with individuals who have faced credit challenges recently or in the past, and we may be able to provide a credit product that helps you get back on track.

Our company does not work with rollovers. A rollover means that the borrower has to take out a new loan to repay the previous one and he becomes trapped in a cycle of constantly repaying debts without eventually repaying all of them. If you can’t pay your loan on time, our professional team will work with you to find the most suitable solution for your situation.


Whoever came up with short term payday loans, cash loans, whatever you want to call it - they came up with a wonderful idea. They knew that bad things really could happen to good people. Some examples of why one may need to take out short term loans could be: sudden loss of a job and short of rent/mortgage payment, car loan got slightly behind due to some unexpected repairs you paid for, or what if you air conditioner went out in your home dead smack in the summer - the cash loans that are really easy to get made a nightmare into a really good dream and one that can really come true.
You will not be able to undo all of what you have done to damage your own credit if your credit history is in a shambles. You will hardly make a dent in your financial woes by simply worrying and waiting. There needs to be a concrete plan that you can do some real work on day by day. If that takes a little bit of help from someone else to get you there, including one of these types of payday loans, then you can certainly agree that such a loan offer makes sense.
Most of the time, rather than taking out a no credit check loan or payday loan, improving budgeting habits and improving your credit score is the best option for getting out of financial trouble.  There isn’t always that much time, however, and urgent, unexpected expenses do sometimes force the need for cash, quick.  One popular alternative to Payday loans is unsecured personal loans.  Unsecured personal loans are available to individuals of all credit and income levels and don’t require collateral to take out.  Unsecured personal loans have longer terms than payday loans, so you have more time to pay them back without having to worry about getting trapped in the repayment cycles often caused by payday loans. Going through the process of the personal loan discovery program allows you to see available options for interest rates, loan amounts, and lenders- without running a credit check and further jeopardizing your ability to get funds.  
More often than not, you will come across providers who refer to payday loans as online loans no credit check. This means that you will be getting into an agreement with all the features of a pay advance loan. Nevertheless, there are other lenders who have other forms of financing that are quite different from the traditional payday loans. What is important to remember is that a lender will be more interested in your propensity to repay the loaned amount. This is normally indicated by your income and how long you’ve been working at your current occupation.
If you ever come across a lender who insists that they will give you some cash before doing any form of background check on your financial history, you need to be very careful. In most cases, these are predatory lenders whose top interest is to rip you off your money or even get you trapped in a cycle of debts. This is because the loans come with huge interest rates and you are expected to pay back the money in a very short time.
The current payday loan environment is oddly split in sentiment.  On the one hand, several large, federally chartered banks are beginning to expand into the “deposit advance” business- yet another euphemism for short-term, high-interest loans.  Additionally, the number of websites offering payday loans online grow by the day, making them easier and easier to access.  On the other hand, many state governments are banning payday loans altogether.  12 state governments, including Georgia and New York, have banned payday lending outright.  22 states no longer allow debt rollover, and only three states have no laws on payday lending whatsoever.  For the most part, federal law has been silent on the matter of payday loans, but a 2007 bill in the defense department was passed to protect military families from predatory payday lending.  President Obama spoke often about the necessity of regulating the payday loan industry, if not ending it altogether.  Others say the payday loan industry is but a symptom of the larger issue of growing wealth inequality, and that it’s merely the easiest target in a system of institutionalized discrimination and the widening of the income gap in America.  Regardless of your stance on the issue, there is a good reason to be wary of payday loans one being the fact that they are marketed as personal loans with no credit check.  Relying on them should be a last resort, after exhausting other avenues of funding.  When reducing spending and taking steps to improve one’s credit score might be better options, payday loans are enticing as a quick fix, but often that “fix” ends up just creating more debt.  Knowing your options when it comes to funding and reducing the need for it in the first place is key to avoid the cycle of entrapment that so often accompanies a payday loan.
Student loans are offered by a number of private and federal financial institutions. Usually private student loans have strict eligibility criteria, such as the requirement of a co-signer and a credit check. These loans are profit-based and have high interest rates. But students who do not have a good credit score can always consider federally-funded student loans. These are need-based loans that require no credit check and are easy to apply for. Just head to fafsa.ed.gov to get started.
DISCLOSURE: This is a solicitation for an auto title loan, installment loan or payday loan. This is not a guaranteed offer and requires a complete and approved application. Auto title loan amount subject to vehicle evaluation. and customer ability to repay. Results and actual loan amounts may vary. Certain limitations apply. Auto title loans and installment loans are made pursuant to the Department of Business Oversight California Finance Lenders License. For Payday Loans: This company is licensed by the Department of Business Oversight Finance Lenders pursuant to the California Deferred Deposit Transaction Law. This site is affiliated with one or more of the licensed lenders referenced herein, including Fast Auto Loans, Inc., d/b/a Fast Auto and Payday Loans, and RPM Lenders.
VCC Credit Services Inc., dba Check City Title Loans, a motor vehicle title lender, is licensed by the Virginia State Corporation Commission. License #VTL-28. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-57 Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-21
Having ample financial resources available in the midst of financial hardship is the best way to stay afloat financially. But when you are forced to look elsewhere for an immediate solution to a large scale financial hurdle, no credit credit cards and small personal loans ca act as resources for you. These both can offer you a way to get access to cash and get out of the financial trouble. They can help you get back on your feet, leading to you finding your way to managing your money and your credit better.
Our lending company is extremely cautious concerning clients’ privacy. This is why the company treats your data with the utmost confidentiality. The company provides loan lending services that match the clients’ requirements. Thus, a solid business relationship with our customers has been established and our company has proven to be efficient and helpful to the borrowers in need of money.

Financer.com ("we") is not a lender, a financial advisor or any kind of financial institution. We simply compare financial products and services to help users save money and time. We are not responsible for incorrect information or inaccuracy of interest rates, company information or any other data - responsibility therefore falls on the customer to always check that the information is correct before using a service.

Our lending company is extremely cautious concerning clients’ privacy. This is why the company treats your data with the utmost confidentiality. The company provides loan lending services that match the clients’ requirements. Thus, a solid business relationship with our customers has been established and our company has proven to be efficient and helpful to the borrowers in need of money.
APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from widely and can be from 200% to 1386%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
If you are looking for a personal loan up to $1000 all that is required is that you have a bank account. You can get a personal loan up to $1000 without a credit check. For this type of loan your credit history is irrelevant, it does not matter how bad your credit is. This can include late payments, charge-offs, even bankruptcy. For loans over $1000 and up to $15,000, a credit check is required and normal considerations apply.
Notice to Texas and Ohio Customers: In Texas and Ohio, RISE is a Credit Services Organization/Credit Access Business operating in accordance with each state’s applicable Credit Services Organization Act. In Ohio, RISE Credit Service of Ohio, LLC d/b/a RISE is licensed by the Department of Commerce, Division of Financial Institutions Certificate No. CS.900086.000. In Texas, RISE Credit Service of Texas, LLC d/b/a RISE is licensed by the Office of the Consumer Credit Commissioner, License No. 16507-62536. RISE is not the lender or a fiduciary of the lender.
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